Thank you very much.
Let's zoom in now on Interac. My understanding, from some information that we've had—and I recognize that you may not be able to confirm or deny it—is that Interac is currently owned by financial institutions; therefore, it sets pricing strategies for the sector. I understand that the large incumbents receive about a seven-time reduction on the price they pay to send e-transfers, just as an example. I know there are other things Interac does. New entrants were paying seven times the price that the incumbents were paying. On its face, prima facie, that sounds highly anti-competitive and a potential abuse of power. That was what led to the letter to your office.
Is that one of the things you're looking at? Can you confirm that's something you're also interested in?