I appreciate the question. I think we were last at committee when the Stripe issue surfaced. Since that time, we have investigated the issue by way of the decision Stripe had made.
As a participant in the network, they are obligated to abide by the obligations in the code, so the obligation with regard to notifying merchants in relation to that change and the time period of notification, which is 90 days, is something we looked at.
There were two aspects of the code that were in question here. When considering the decision on the part of Stripe and the obligation to inform merchants 90 days in advance, and then protecting the right of merchants to opt out of receiving services from Stripe, we found at the time that they were compliant with the code. The code in effect at that time was the one previous to the current code that recently came into effect, but we did look at the issue and we did speak with the market and with the payment card network operator in question.