That would involve engaging in a detailed examination of the competition issues at play.
What we're talking about in terms of a preliminary investigation, though, is the Interac fees charged, which was raised at this committee. At this point, we're not proposing to engage, for example, in a very broad market study into the entire payment sector or the entire credit cards, payments and Interac sector. This preliminary investigation is in response to some of the testimony we heard here at this committee.