Colleagues, we are resuming our meeting and our study of potential anti-competitive behaviour in Canada’s e‑transfer ecosystem.
I am pleased to welcome witnesses from the second panel, who are taking part in this four-hour marathon meeting by the industry committee. From the Financial Consumer Agency of Canada, we have Shereen Benzvy Miller, commissioner. She has been in the job for 12 days, so this is her first appearance as commissioner.
Madam, congratulations on your appointment and we thank you for taking part in this exercise.
Ms. Shereen Benzvy Miller is accompanied by Frank Lofranco, deputy commissioner, supervision and enforcement; Supriya Syal, deputy commissioner, research, policy and education; and Jason Bouzanis, assistant commissioner, public affairs.
Thank you all for joining us.
You will have five minutes for your opening remarks, followed by a discussion with the committee members.
Ms. Benzvy Miller, you have five minutes.