Okay.
What measures is the bureau considering to ensure that the transition to open banking and digital currencies promotes a level playing field in the market?
One of the things is.... Yes, I think it's good to have competition. I look south of the 49th parallel, and there are a lot of financial institutions that have collapsed as a result of some of their decisions. How would you take a look at what's needed to get more competition into the environment? At the same time, how can we establish the financial stability that's required? Is that your role, or is it your role to advise so that people don't get into things like cryptocurrencies that disappear overnight?