Yes, 100%. Simply, just for the ability to access the consumer information, the only effective path that's available today is through Interac. I definitely resonate with Mr. Kholodenko around Payments Canada and the RTR, which was expected to come out earlier and there's still no clear path of when this is going to come forward, this definitely prevents companies that want to put forward meaningful financial solutions from operating.
On December 5th, 2024. See this statement in context.