Thank you, Mr. Chair, and thank you, witnesses.
Mr. Kholodenko, I really want to get to questions for you because you're such an innovator. I will come to you in this round or maybe the next round, but I'd like to begin with CanPay.
In your opening statement, you said that your company has already cleared $100 billion in transactions over three years. Can you tell me where that's been done and what kind of services you've offered?