They have quite a big profit margin, so I don't imagine it would be too much trouble for them to find the money.
I will turn it over to MP Rempel Garner in just a moment, but I have one more question for CanPay.
Banks use security for access to the system, and safety. Mr. Van Bynen raised a good question on the issue of security and new entrants. We seem to see that excuse used a lot in Canada to prevent alternative service providers from entering. Are alternative service providers a security risk in other countries?