I call this meeting to order.
Welcome to meeting number 150 of the House of Commons Standing Committee on Industry and Technology.
Before we begin, I would like to ask all members and witnesses joining us in person to please review the guidelines for the use of microphones and earpieces. The health and safety of everyone is at stake, especially the interpreters, whom I would like to thank, in passing.
Pursuant to the motion adopted on Thursday, September 19, 2024, and the order of the House referring back the 20th report of the committee entitled “Potential anti-competitive behaviour in Canada's e-Transfer ecosystem”, the committee is resuming its study on credit card practices and regulations in Canada.
We are pleased to welcome our witnesses today.
From CanPay Software Inc., we have Ali Abou Daya, chief operating officer, who is joining us online. Thanks for being here.
From the Consumers Council of Canada, we have Michael Jenkin, vice-president. He is joining us here in Ottawa.
From Questrade Financial Group, we have Edward Kholodenko, president and chief executive officer; and Tanya Woods, managing director of government and regulatory affairs. Thanks for joining us.
You will each have five minutes for your opening remarks. Then we will open the floor for a discussion.
Without further ado, I will yield the floor to Mr. Ali Abou Daya from CanPay.