Thank you very much, Mr. Chair.
If we're admitting our sins, I, too, like Mr. Perkins, had a career in banking. A part of that was financial advice as well.
The Competition Bureau recently announced at our committee that they're looking into potential anti-competitive behaviour in the e-transfer system.
I'll start with Mr. Abou Daya.
Would you have any suggestions for the bureau that they should look into as they're undertaking this investigation?