Thank you, Mr. Chair.
I think those are exactly some of the concerns we have. You're putting your finger on it. There isn't really an alternative in the system.
Visa is being brought in front of the Department of Justice. The Department of Justice filed a complaint against Visa. Visa controls 60% of the debit market in the U.S.
Mr. Wilmot, how much of the debit market does Interac control in Canada?