Okay.
Here are the broad strokes. This is what I'm hearing. We have a secret ownership group. We have a secret fee schedule. We have legitimate questions about competition in the sector. Now the same ownership group is responsible.... They had a sole-source contract to deliver real-time rail, which is directly going to attack the profit pool of the ownership group.
You can understand why, with this cloud of secrecy, policy-makers are questioning this. Help me understand why we don't make a very radical recommendation, which would be to say that maybe Interac should be its own company. Maybe the financial institutions should not be able to own the company. Help me understand why we shouldn't make that recommendation.