The Bank of Canada recently approved it. As with any pricing change in any of the prominent payment systems, we go through a lot of detail with the Bank of Canada to explain why we're making a change, what the benefits are and the consequences of doing it. There's a good length of time to ensure everything is very well understood before approval is given by the Bank of Canada.
They recently provided us with that approval, which gives us the green light to go ahead and talk to our participants.