To your point, it's a big move for us. That's why it took a year—to ensure that we really understood all of the implications of doing it and ensure that we understood globally what was happening. It was then reviewed and approved by the independent committee, so the board was never involved.
The independent committee gave us the approval and, at that point, we then informed the board of what we were doing. We then went to the Bank of Canada, and pretty much that's where we're sitting now. We're preparing all the fee schedules and communications for 230 participants. Then we'll be looking at our communication strategy at that point afterwards.