If you look at payment methods, there are paper payment methods, card payment methods and electronic payment methods. The card is typically credit and debit.
The electronic side is electronic funds transfer, or EFT, which would happen typically on the ACSS—the automated clearing settlement system or batch system. That EFT platform is used by fintechs to enable money to move from A to B. It's also possible to work with larger technology companies—data providers such as Plaid, Flinks and PayPal—to provide different propositions.
There are a number of different ways that fintechs can move money for their customers.