That's right. The consumer-driven banking framework that we're working through right now, which comes together with RTR and RPAA, provides a two- or three-year path for us so we're really at a point where we can accelerate open access and can accelerate innovation. Now it's about executing on the two- or three-year road map that's been put in place.
On December 9th, 2024. See this statement in context.