Interac has innovated ahead of the world in many areas. I think the latest area is about business requests to pay account to account, verification and authentication capabilities, and AI-enabled fraud detection to avoid scams. There's a long history, such as with the digital wallets that I talked about and with chip and PIN. We have a strong innovation department. Our strategy is about bringing in innovative new use cases on our existing platforms today.
Interac has a strong innovation history that we plan to continue going forward.