Interac worked hard and long for the new corporate structure we have, which was put in place in 2018. That corporate structure does follow governance best practices and has a number of committees that the board is not involved in, whether they're for compensation, pricing or other matters, including for my own compensation with the HRCC, the HR and compensation committee. We have best practice governance capabilities.
With RTR, the real-time rail that Interac is involved in with Payments Canada, we delivered the first portion of the RTR project—