Hi. Thank you so much for coming.
I'm new to the committee, so I'm going to take a couple of steps back to make sure that I completely understand what I'm asking and I don't get anything confused.
My riding is Elmwood—Transcona, and people there are struggling daily to afford groceries and the cost of living, so every dollar really matters. I've heard what you've said tonight. You talked a bit about the payer and the recipient when it comes to transferring money.
If I'm understanding this correctly, the payer pays to transfer money and the recipient pays to receive the money. Am I understanding that correctly?