How will it make things more competitive? What I'm taking away from this is that nobody is going to see a fee reduction. There are no significant changes in your governance. That leaves us to look at recommendations to have, perhaps, different types of interventions to spur competition in the area.
Has the government approached you and suggested that they may be looking at intervening by asking you to open your network for interoperability with other e-transfer programs? Has the government approached you with that recommendation yet?