No, that's fair enough. This is where I want to go for the future. It's not where we were in the past, though.
Looking at all of these layers, it seems almost like a Ponzi scheme. The citizen who wants to buy something, a widget, has to pay upwards of whatever percentage to actually get that product and just give over the money, which you could do at a market or some other place face-to-face.
We have all these systems and different regulations and so forth that are really inefficient in the economy for competing. That's where I want to go with this: reducing costs.