It's fairly complicated, because Stripe has so many different products and services. Directionally, I would say that we have a lot of payment-related functionality that gets included by default in the standard blended pricing. That functionality is increasing over time.
I'll give you one tiny example. We have a feature called adaptive acceptance, where we use machine learning to try to increase the authorization rates of transactions to help businesses grow their revenue. If you're paying the 2.9% plus 30ยข, it's included for free. If you use our interchange-based pricing, you pay separately for that and a lot of other functionality. Then, on top of that, we have pure, software-based products. For example, Stripe Radar is a fraud-prevention tool kit. It's not part of the transaction itself. It's a separate tool for managing fraud. Again, that's included for free with the sticker pricing, but you pay for it separately if you're using our interchange-based model.
In each case, there are many different products.