I think your focus on businesses that are trying to make a go of it is exactly right. I just want to be very clear.
If all businesses on Stripe are on this kind of interchange-based pricing model—those businesses and many of other providers are on such a model—those businesses have seen costs increase over the past year, because of the offsetting effect of the tax change and the interchange change.
Stripe has protected those businesses from that increase if they use our blended pricing model, where we did not increase our costs commensurately. We also haven't increased the 30¢ in tandem with inflation. Stripe is, in our estimation, even better value than it was a year ago, because we're protecting businesses from these cost increases.