That's a good question. I don't have the answer on the percentage of floating rates. We can provide you with that later.
We're not too concerned about the impact of the interest rate increase, because in our research we often ask questions about the ability to repay or the ability to take on more debt, and the percentage of companies saying they have the ability to take on more debt has really increased over the last 12 months. It was a difficult situation in 2020, but 2021 was much better for most businesses. Their financial situation has really improved.
In some sectors it's more difficult. Accommodation and food services is a sector that is still struggling, but in most sectors of the economy the financial situation has really improved.
The fact that interest rates are increasing obviously is not good news when you have a loan with a floating rate, but at the same time we're not too concerned—