As you say, decisions about loans are made in each of the regions of Canada, following a decision-making structure that applies throughout the bank. That enables us to react very quickly to what is happening in each region of Canada. As I said in my remarks, we also react when the economy weakens. The economy may weaken in a particular region, for a particular reason. For example, fluctuation in the price of primary materials or raw materials might have an impact in only one region of Canada. Our decision-making model enables us to react quickly in order to meet the needs of each region or each sector.
On April 26th, 2022. See this statement in context.