In fact, our approach is really to help businesses in Canada that need it the most. Given that economies in Canada vary and are pretty diversified, our approach enables us to react quickly.
For example, in 2014, when the price of oil fell significantly, we set up a program specifically for Canadian businesses in that sector. It enabled us to react very quickly to a very specific event. Even though Canada as a whole was doing relatively well, there were sectors and regions that were not doing as well, because of the significant drop in the price of oil.