Canada's been blessed that over the years we have had good growth in small businesses. We've been very fortunate that we've always had more small business created every year than lost. There's always been net growth.
What's been happening, though, is that just before the pandemic and during the pandemic, that hasn't been happening as much. We've sort of evened out and have even seen more closures than growth. I think that should worry us. Is that a pandemic response or is there something deeper? I think that's what we're going to have to wait and see, because—