Thanks, Chair.
I want to start with Ms. Bednar and Ms. Hearn.
I'm glad you referenced the “Amazon's Toll Road” report. It's not a problem unique to digital giants. Obviously, it's particularly acute in that circumstance, but you also referenced the grocery store suppliers. We obviously have an oligopoly in that sector here in Canada, so suppliers have been squeezed. We've seen SMEs continually come to the government with concerns about credit card transaction fees. Again, we have a small number of players in that system who are able to squeeze small businesses as a result.
What's the solution here? Is it about caps on fees? Is it something more systemic? What should we be looking at from the perspective of fixing the problem in front of us?