Thank you very much, Mr. Chair.
Hello, dear colleagues
Ladies and gentlemen, I am very pleased to see you here.
Mr. Kotak, I would like to start with you. You talked about having a proactive support model and being more proactive in supporting our businesses to address the reality today. Do you have any ideas on that? You said at the end of your comments that you had some suggestions on how to be proactive. What would you like to say to us on that?