I think they're playing it right now.
What I mentioned in my remarks was the unique problem SME manufacturers are having when it comes to accessing components key to their processes. When they talk to us about these problems, it's that they can't get the components, they can't produce, they can't operate and they're terrified of having to shut down and lay off their workers.
Their solution is not to get a loan from the bank. It's more like, how do we bring back the wage subsidy program that helps them keep their people on the payroll and keep them paid even if there's no work? That's how they view this problem. They don't have trouble getting money from the bank. That's not the issue. It's that they have to lay off their workers temporarily until they get the parts so that they can start production again.