It's a very good question. We do work with the associations that represent convenience store retailers in both Australia and the U.K., because we're obviously very interested to see how their experiment has gone. They are starting to run into problems similar to ours. This is why we're saying that, in our view, it's not enough to just cap the fees. Again, the banks, the processors and all the members of the payment ecosystem will find another way to make up the difference. All of a sudden, there is a hidden fee or some new fee. That eventually gets passed on the retailer to deal with. I think the question is good, and it does flag the fact that we can't look at just solely capping fees.
On May 17th, 2022. See this statement in context.