We should see a healthy level of turnover in businesses. It is not the government's responsibility to ensure that businesses never go bankrupt; I think it is the government's responsibility to ensure that those bankruptcies are orderly, so that folks can go on and start other businesses.
We don't want to create businesses that fundamentally are no longer sustainable in this new environment of higher wages, or no longer sustainable due to the postpandemic world. You can imagine that same family restaurant located in downtown Ottawa, for instance, which used to be populated by public sector workers and is no longer. Those workers may well not come back. Again, it's not necessarily, I don't think, the government's responsibility to maintain that business any longer than we realize it's no longer viable. In the end, it is going to be up to business owners to decide it's not viable.
Certainly, the debt that has been taken on by plenty of businesses, either through public programs like the CEBA or through private sector loans, will put further pressure on those businesses as interest rates rise and they are forced to make those payments. I think the issue in terms of those businesses is that we need to provide them with an off-ramp: If this business is no longer viable, for whatever reason, it's time to wrap that business up so somebody else can take that place with a new business model that hopefully makes sense in the new world. That is the painful reality, unfortunately.