Thank you, Mr. Chair. This is a very interesting discussion. I'm pleased to have a chance to sit in for it.
I'd like my questions to be directed to Mr. Macdonald.
To begin with, you mentioned at the outset the unprecedented levels of support that the business sector has received from the government during the pandemic. With the benefit of hindsight, I wonder how you would suggest that the government might have structured those business support programs differently to make them more effective, perhaps in a couple of key ways.