I understand.
With respect, if there were easy steps to take, we'd take them. We're not poor, and we've applied the resources we have effectively. As technology evolves, people with bad intentions and criminal intentions use technology to subvert the system. All of us can use more funding and apply more horsepower, but the measures we're taking are all effective and we would simply do more of what we're doing. If we recognized that something was obvious and would have an immediate impact, honestly we would be working in that direction, and we do. We're reaching out all the time with our partners to try to expand and do what we do better.