I do appreciate that.
I know my time is up, but I will say this is why I'm concerned. People are trying to understand what blockchains and all these things are. It's all confusing, and it's bad enough with fraud on our regular payment stuff.
That's why I wanted to highlight those points, because I think you made the point earlier that it wasn't the blockchain itself and the products, but the actors or players in between who are using that. I'm just concerned about the lack of education.
Thank you, Mr. Chair.