Yes, I saw that.
Again, the banks are obviously always worried about being—I don't know if they still call it this—disintermediated, as they used to call it, out of their business. It was a thing in the nineties that mortgage brokers basically made mortgages a commodity and they were looking at other areas in which what they were offering was becoming a commodity, and they were losing their connection with the customer. As they lost this connection with the customer, they lost the opportunity to sell them more products.
I don't know who's most appropriate to answer this. Maybe it's you, Mr. Garetson, since you worked at RBC at one time, but what do you see as the evolution of the use of blockchain? Will it replace the traditional banks, or are they spending as much money as, say, the industry is in trying to figure out how to fit into the future?