Thank you very much, Mr. Chair, and thanks to all the witnesses. I've met with some of the witnesses previously, and I had very interesting discussions.
Before I start, I just want to share with you, Mr. Chair, that once in a while I will go and sit down with my accountant to assess the very limited amount of money I have in my RRSPs, and he will ask me to choose my level of tolerance when it comes to risk: low, medium or high.
I just want to do a quick survey of all the witnesses today. How would you categorize cryptocurrency in the current...? I'm all for better regulation to make sure that consumer protection is there, but how would you categorize, in terms of risk, cryptocurrency today: low, medium or high?
I'll start with Jean.