I think I have seen other jurisdictions move inside a one-year time frame.
That being said, I think Canada has the resources to move at our own pace. I think, on the industry side, we have resources that are willing to lend expertise. I know there are resources within the provincial regulators at the CSA, at OSFI and at the Bank of Canada that are ready to mobilize as well.
I think what we need is collective action. I think we just need a forum within which we actually discuss these matters, reach consensus and have folks who put pen to paper, and I think we can get it done at our own pace.