Most simply, sir, money laundering, terrorist financing or crime are not static targets. I think my colleague from the RCMP described that well earlier. We absolutely work very closely with a range of international partners—in particular the Five Eyes countries most closely, but through a range of bodies—to stay current with the most recent trends in criminality, money laundering, etc., and adjust our system's tack towards those threats. To the extent that those efforts surface gaps in the policy landscape, then we absolutely share them with our colleagues, such as the finance ministry.
I would also flag that the report you mentioned, the 2018 study, is poised to have its next overall assessment of the regime. There's currently a publicly available consultation paper about what those most pressing challenges would be.