Thank you, Chair.
Thank you to all the witnesses for making time for this committee. My first questions are to Mr. Lawford.
I was listening to your opening testimony. I was just a little bit thrown off by it.
I'll just ask one question because I do have questions for the other witnesses as well.
You had mentioned something about business activities, that the exception is there. Information can be used without the knowledge or consent of the individual if the information is used for a business purpose. You said this information could be used against individuals. Is that correct, from your opening testimony?