Okay. Thank you.
Despite the assiduous efforts of our technical people to get hold of Rolando Sierra, although they'll continue to try, I think we can make the assumption that he won't be available, for which I apologize. We will try to reschedule him at another meeting and give everybody adequate notice to ensure that people can adjust their schedules for that.
We have enough time to give six-minute question and answer rounds, but we will have to be fairly diligent about wrapping up on time. We have to get back to the House, and there will be some considerations there that will cause us not to be able to go over, as we sometimes do.
I'm told that Ms. Grewal will be the first speaker.
Please go ahead.