Thank you.
Colleagues, in the past when we've had two witnesses and I give a specific time for questions, the second answer frequently puts us well into overtime. On the last occasion, we didn't wrap up until about 20 minutes after we were supposed to. In the interest of keeping things under control, I'm going to ask each person to place one question. Then we'll see if we get one answer or two to the question.
We'll begin with you, Mr. Sweet.