My apologies to our witnesses, as these things are entirely beyond our control. Had we known, we would have scheduled things differently. I apologize, because it's often the questions and answers that are the most useful part. I know your testimony will be very good for us.
I'm going to ask you to begin. Given the amount of time we have, about 10 minutes each is all you're going to get. I don't know which of the two of you would like to begin first. May I inquire if you have discussed that amongst yourselves?