Gani, I know we've said a lot about technology here today. It is sometimes challenging, but in these extraordinary COVID-19 times, we're blessed to have this technology and to be able to have a Kazakh interpreter in Washington, D.C.—Gani, thank you very much—and to have Ms. Sauytbay able to share her story with us remotely today.
We are going to go to questions now, and we are going to start with the vice-chair and the impetus for our being here today, Mr. Sweet, for seven minutes.