Yes, there is a paper and some material I will pass to the clerk.
In 1995, and later in an addendum to the GATS in 1997, Canada covered a whole range of financial services, including insurance. In the case of auto insurance, they took a country-specific exemption--it's called a limitation--for the existing public auto insurance systems, in four provinces, I think.
If another province, such as the one I come from, Prince Edward Island, or the maritime provinces, where this is under discussion, wanted to put in place a public auto insurance system, Canada would have to go back and renegotiate its WTO-GATS schedule.
I think that's inappropriate. It's not really a trade issue. I think it discourages, and it may have been a factor in discouraging New Brunswick from proceeding with a public auto insurance system, even though it was recommended by an all-party committee.
I will leave some material that clarifies this further.