It is, and funding or financial assistance from banks is also a major concern. I've heard SMEs complaining about that too. But if you have sound business practices and a good business plan, a good track record, then the banks are willing to help you out. I think that if SMEs are going to look at exporting, they should be dealing with banks that are more world banks and not just local Canadian banks. We've had better experience with banks that have presence in many countries than with the nationals that are only here and that understand Canada and have trouble just exchanging funds.
On March 25th, 2015. See this statement in context.