I'll again address it relative to an EDC hat and not a TD hat, since I'm here representing EDC.
I think EDC has a unique value proposition. It's very focused. It's focused on bringing exporters out of Canada to the rest of the world, and vice versa, in terms of bringing people into Canada and looking at supply chain initiatives. In terms of how they assess the opportunities—and, correct me if I'm wrong, but they are in 19 jurisdictions outside of North America, and growing, with Sydney being the most recent one—it is in a very thorough fashion. I've known this from my private sector days in dealing with EDC. It's thorough, it's assessed, it's looked-at risk, it's forward-looking. Their risk profile, in terms of where they are in different geographies, is very much unique to EDC and, I think, very different from the other financial institutions you mentioned.
David, would you like to add something?