Thank you.
I guess I'll answer this as a way of answering your colleague's question around competitiveness.
We've lowered the taxes for small businesses. They were at 11%, and in January, in just a couple of short months, they're going to be lowered again to 9%. It's the lowest tax rate. It's one of the lowest in the G7 countries. It is going to help competitiveness, and the reason it's going to help competitiveness is that the business people who I've met have said that having extra capital, the extra capital they save as a result of the tax cuts, helps them reinvest into their business. It is very helpful. There hasn't been a business person I've met yet who says they don't like the tax cut.