First of all, I think that people who have a pension in this country should count themselves lucky and fortunate that they even get to think about a pension, because many Canadians do not. The overwhelming majority of Canadians do not.
I want to talk about jobs. What we're talking about is a real threat in chapter 12, in this labour mobility chapter. Make no mistake. We've had many people before our committee, including presentations from lawyers, who have dissected it.
My question is for Mr. Smillie. You spoke about the irreversible nature of chapter 12. Can you expand on that, please?