Thank you, ladies and gentlemen, for your presentations here today. It's all good information that we can certainly make use of.
Jordan, I'll start with you. You said a couple of things that I'll take exception to, talking about farm debt and farm assets. They're actually in better shape than they've been for 30 years, the debt-to-asset ratio. Farmers on this end...and Mary can probably tell you that. Net income has been going up steadily. This year it's down a bit, but in the past four out of five years it's been setting records. So things are good on the farm, but we want to keep them there.
There are programs available for young entrepreneurial farm ideas through Farm Credit Canada. They have a complete separate pot of money that has less demand on it. All they need is a good business plan from you saying what you want to do, how you want to do it, and they'll adjudicate it. You'll have a far better chance because they understand the need. It's a separate pot of money dedicated to exactly what you want to do. The thing you're going to have to address is how you do the seasonality of fresh vegetables. I agree with you. It's all about value, not volume. Ian made that point as well. But there are programs out there that maybe aren't well advertised, so certainly check that out.